If you are currently in foreclosure then you need to act fast! Please either complete the free evaluation questionnaire or call us now at 630-687-5012.

In general- a call from our attorney, John Cloutier (Real Estate Attorney licensed in Illinois), a signed third party authorization form and a loan modification request are all it will usually take to get your lender off the foreclosure track and your mortgage loan into the loss mitigation department.

Please contact us ASAP so that we can review your situation and determine whether the “Making Home Affordable” program is likely to be available to you. Our attorney can be retained for only $500 upfront with any/all remaining funds due AFTER a loan modification has been offered to you.

Do not pay ANY upfront loan modification fees to ANYONE that isn't an attorney licensed to practice law in Illinois. Retain an attorney and pay for results!

If you are currently delinquent, have experienced a reduction in income or are going through savings to keep up on the mortgage then act now! Please either complete the free evaluation questionnaire or call us now at 630-687-5012.

In general- a call from our attorney, John Cloutier (Real Estate Attorney licensed in Illinois), a signed third party authorization form and a loan modification request are all it will usually take to get your mortgage fast-tracked into the “Making Home Affordable” program. Please contact us ASAP so that we can review your situation and determine whether the “Making Home Affordable” program is likely to be available to you.

Our attorney can be retained for only $500 upfront with any/all remaining funds due AFTER a loan modification has been offered to you. Do not pay ANY upfront loan modification fees to ANYONE that isn’t an attorney licensed to practice law in Illinois. Retain an attorney and pay for results!

Is your current mortgage payment (Including property tax and insurance) more than 31% of your income? The governments “Making Home Affordable” program is incredibly generous, the home equivalent of the “Cash for Clunkers” program.

We have achieved mortgage payment reductions of over 50% for clients that were never late on their mortgage- they had just experienced or were about to experience a reduction in income. This includes clients that had their new mortgage payments calculated and reset based on their impending pension income rather than current employed income!

There are 37 lenders participating in the “Making Home Affordable” program and working with them makes predicting an outcome easier however, we have also achieved mortgage modification for Non-participating lenders (Including West Suburban Bank and Key Bank). We achieved our first mortgage modification in April of 2008 and have now successfully worked on behalf of our clients with most major lenders.

Please contact us ASAP so that we can review your situation and determine whether the “Making Home Affordable” program is likely to be available to you. Our attorney can be retained for only $500 upfront with any/all remaining funds due AFTER a loan modification has been offered to you.

Do not pay ANY upfront loan modification fees to ANYONE that isn’t an attorney licensed to practice law in Illinois. Retain an attorney and pay for results! Please either submit the brief free evaluation request or call us at 630-687-5012.

If you don't Qualify or Just Want Out!
Not everyone wants or will qualify for the “Making Home Affordable” program. If your home is worth seriously less than what you owe or you have other non-mortgage debt that is making keeping the home undesirable then there are better solutions for you. The most common other loss mitigation resolutions are: Short-Sale, Deed-in-Lieu and Forbearance.

Not keeping the home can mean walking away from the debt, income tax relief and even receiving cash-for-keys! Please submit the same free evaluation request or call us at 630-687-5012.